St. Peter Life Plan Explained: Benefits, Features, and Complete Inclusions Guide

Secure Tomorrow, Today

Give your loved ones the gift of peace of mind. Millions of Filipinos trust our prepaid memorial plans—licensed, trust-fund protected, and inflation-proof. Planning ahead is more than preparation; it’s an act of love.

Our Memorial Life Plan Products

St. Peter Life Plan, Inc. is a Pre-Need DeathCare Company offering affordable life plans to all segments of society. Established in 1970, it has maintained leadership as DeathCare Experts through wide-ranging products and services.

Available Plans:

• 5-year plans: St. Anne, St. Bernadette, St. Claire, St. James, St. Jude
• 5 or 7-year plans: St. Gregory, St. George

St. Peter Cremation Service Locations:
BACOLOD ● BALIUAG ● CEBU ● DAVAO ● ILOILO ● MALOLOS ● MEYCAUAYAN ● QUEZON CITY ● STA MARIA BULACAN

Note: 10% discount will be given for Spot Cash Payment

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CLICK HERE

Know more about St Peter Life Plan

Benefits of a St. Peter Life Plan

CREDIT LIFE INSURANCE COVERAGE

Unpaid balance considered fully paid if death occurs before 65.
Tagalog: Hindi na kailangang bayaran ang balanse kung namatay bago umabot sa 65 taon.

ACCIDENTAL DEATH AND DISMEMBERMENT

Entitled to cash if accident occurs during paying period and under 60.
Tagalog: Makakatanggap ng pera kung aksidente sa pagbabayad at edad hindi lampas 60.

WAIVER OF INSTALLMENT

English:
If the planholder becomes disabled and the disability lasts continuously for at least six (6) months, he/she does not need to pay the remaining installments of the plan. This means the plan still protects them even if they cannot pay because of their condition.

Tagalog:
Kung ang planholder ay magkakaroon ng kapansanan at ito ay magpapatuloy ng hindi bababa sa anim (6) na buwan, hindi na niya kailangang bayaran ang natitirang installment ng kanyang plano. Ibig sabihin, protektado siya kahit hindi makabayad dahil sa matinding kondisyon.

CASH ASSISTANCE BENEFIT

English:
If the planholder dies while the plan is still active and within the payment period, the beneficiary will receive a cash benefit equal to the Contract Price minus any processing fees, as long as all the conditions in the master policy with St. Peter are met.

Tagalog:
Kung ang planholder ay pumanaw habang aktibo pa ang plano at nasa loob ng panahon ng pagbabayad, ang beneficiary ay makakatanggap ng halagang katumbas ng Contract Price minus ang processing fee, basta’t nasusunod ang lahat ng kondisyon sa master policy ng St. Peter.

UNRENDERED SERVICE BENEFIT

Cash value if memorial service not performed or retain plan.
Tagalog: Pera o puwede gamitin plano para sa memorial service.

Plan Features

Transferability

Can transfer plan to another living person.
Tagalog: Maaari ilipat sa ibang tao.

Assignability

Can assign to deceased person; coverage ends if balance paid before service.
Tagalog: Maaaring i-assign sa namatay; coverage matatapos kung bayad bago serbisyo.

Free Look Period

Cancel within 15 days for full refund.
Tagalog: Kanselahin sa loob ng 15 araw para sa full refund.

Frequently Asked Questions

How do I buy a plan online?

Click Buy Now then complete payment.

Available modes of payment?

Banks, credit/debit cards, GCash, GrabPay, SM Pay, CliQQ, M Lhuillier.

Is my payment secure?

Yes, 100% secure using trusted gateways.

How Online Purchase Works

1. Click "Buy Now" on preferred plan.
2. Select Spot Cash or Installment term, Add to Cart.
3. Sign In / Register eStore account.
4. Complete payment and get instant confirmation.

What memorial services are included in a St. Peter Life Plan?

For St. Peter Traditional Life Plan

1. On-call 24 hours daily.
2. Retrieval of the remains (With the additional charge in excess of 25km road distance to and from St Peter Chapels).
3. Contemporary hearse transport during internment or burial.
4. Embalming and funeral cosmetics.
5. Casket according to plan type.
6. Viewing of the body for a maximum of four (4) days at the designated St. Peter Chapels or St. Peter accredited mortuary, if chapel viewing rooms are available and not occupied, or at the residence designated by the family. Viewing outside of these shall be for the account of the family.

For St. Peter Cremation Life Plan

1. Retrieval of the deceased from the place of death.
2. Embalming and preparation of the body for viewing.
3. The specific casket included in the package (for St. Jude plan only).
4. Three (3) days Chapel Viewing.
5. 1 Standing Wreath, 1 Guest Book, and 50 pcs. Thank You Cards.
6. E-Burol (for selected Chapels Nationwide).
7. Funeral Hearse for the inurnment.

*Memorial lots or columbarium are not included. Kindly note that we have an additional charge for retrieval and interment services in excess of 25km road distance to and from the servicing St Peter Chapel.

How to Avail St. Peter Life Plan Online?

Step 1: Click “Buy Now”
Click “Buy Now” on your preferred plan.

Step 2: Select Payment
Choose either Spot Cash or an Installment term, then Add to Cart.

Step 3: Sign In / Register
Login or create your eStore account. Have 2 valid IDs and your e-signature ready.

Enter your Agent Code: GERA6784 to ensure full assistance.

Step 4: Pay & Done
Complete your payment and receive instant confirmation in your account.

Login Here to Avail Your St. Peter Life Plan Today

Message Me Today
Gerard Jude Orbase
Agent Code: GERA6784

Plan Your Future
Gerard Jude Orbase
Agent Code: GERA6784

Financial Protection
Gerard Jude Orbase
Agent Code: GERA6784

Be Prepared
Gerard Jude Orbase
Agent Code: GERA6784

Secure Your Family
Gerard Jude Orbase
Agent Code: GERA6784

Plan Ahead Today
Gerard Jude Orbase
Agent Code: GERA6784

Know Me as Your St. Peter Life Plan Agent

Hello! I’m Gerard Jude Orbase, from Lipa Branch of St. Peter Life Plan. I assist clients nationwide with both face-to-face meetings and online applications.

Experience: 16 years in service as a Financial Consultant & Nationwide Service Agent.

Services Offered:
- Life Insurance & Non-Life Insurance
- HMO Plans
- Memorial Plans & Memorial Lots

This is my Facebook Profile for verification.

Watch my videos on:
- TikTok
- YouTube

I made these links because many clients want to assure that their agent is visible and actively assisting them. Based on my experience, many families I assisted were guided properly even in difficult times. May you also consider me as your agent for your St. Peter Life Plan.

I HANDLE CLIENT ONLINE OR FACE-TO-FACE TRANSACTIONS

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CLICK HERE – My Random Client Stories – (Nationwide)

These are some of my client stories from all over the Philippines. I hope we can learn from their experiences on why they decided to avail a plan. We often say, “No need, I’m too young, I don’t have enough money.” But here, my clients share how life is unpredictable—sometimes, no matter what you want, you cannot control what happens.
Message me to discuss your story and your plan.

Gerard Jude Orbase
Agent Code: GERA6784
St Peter Life Plan - Lipa Branch
Assisting Clients Nationwide

“Ayokong maranasan ng anak ko ang naranasan ko”

Mark Dela Cruz | Construction Worker | Baguio City

English: Mark grew up seeing his mother struggle with bills and funeral costs after his father passed. When he had his own children, he knew he needed to plan ahead. Despite limited income, he availed a St. Peter Life Plan to protect his family. Life is unpredictable—illness, accidents, or sudden death can happen anytime. With a plan, his children and wife are protected even if finances are tight.

Tagalog: Lumaki si Mark na nakikita ang hirap ng nanay niya sa bayarin at funeral ng tatay niya. Kaya nung nagkaanak siya, alam niyang kailangan niya magplano. Kahit konti ang kita, kumuha siya ng St. Peter Life Plan para ma-protektahan ang pamilya niya. Ang buhay, hindi natin kontrolado—pwedeng may sakit, aksidente, o biglaang pagkawala. Pero kapag may plano, safe ang pamilya kahit limitado ang pera.

“Akala namin may pera… wala pala”

Ana Santos | OFW | Cebu City

English: While working overseas, Ana faced a family emergency back home. Savings weren’t enough to cover hospital bills and funeral costs. She contacted me and availed a St. Peter Life Plan. Ana learned that even if you earn well, planning is essential. Small monthly contributions can prevent huge financial burdens for loved ones.

Tagalog: Habang nagtatrabaho sa ibang bansa, nagkaroon ng emergency ang pamilya ni Ana sa Pilipinas. Hindi sapat ang ipon para sa ospital at funeral. Kumuha siya ng St. Peter Life Plan. Natutunan niya na kahit kumikita ka, mahalaga ang plano. Kahit maliit na kontribusyon kada buwan, malaki ang maiiwasang problema sa pamilya.

“Doon ko nakita ang hirap ng walang plano”

John Ramirez | Sales Agent | Davao City

English: John saw how his colleague’s family struggled after an accident. Hospital bills and paperwork overwhelmed them. John decided to secure a St. Peter Life Plan. He believes starting early ensures protection even if funds are limited.

Tagalog: Nakita ni John kung paano nahirapan ang pamilya ng kanyang kaopisina matapos ang aksidente. Sobrang dami ng bayarin at papeles. Kaya kumuha siya ng St. Peter Life Plan. Naniniwala siya na kapag nagsimula ka ng maaga, protektado ang pamilya kahit konti ang pera.

“May pera kami, pero hindi ready”

Carlo Mendoza | Business Owner | Quezon City

English: Carlo’s family had money but no plan. A sudden loss caused stress and arguments. Carlo availed a St. Peter Life Plan. He learned that money isn’t enough; planning every step is key. Small plans prevent stress and protect the family.

Tagalog: May pera ang pamilya ni Carlo pero walang plano. Nang may biglaang pangyayari, nagkaproblema at nag-away ang pamilya. Kumuha siya ng St. Peter Life Plan. Natutunan niya na hindi sapat ang pera; mahalaga ang bawat hakbang sa plano. Kahit maliit na plano, nakakaiwas sa stress at protektado ang pamilya.

“Nag-away-away pa ang pamilya”

Maria Lopez | Vendor | Lipa City

English: Maria’s family argued after a sudden passing because nothing was planned. Maria enrolled in a St. Peter Life Plan. Preparation prevents conflict and ensures peace for the family.

Tagalog: Nag-away ang pamilya ni Maria nang may biglang pumanaw dahil walang plano. Kaya kumuha siya ng St. Peter Life Plan. Ang paghahanda ay nakakaiwas sa alitan at nagbibigay ng kapayapaan sa pamilya.

“Insurance lang akala ko sapat na”

Liza Fernandez | Teacher | Iloilo City

English: Liza thought basic insurance was enough, but a sudden loss showed gaps. Liza availed a St. Peter Life Plan. Structured plans provide broader protection than standard insurance.

Tagalog: Akala ni Liza sapat na ang simpleng insurance, pero may nangyaring bigla na nagpakita ng kakulangan. Kumuha siya ng St. Peter Life Plan. Mas malawak ang proteksyon ng maayos na plano kaysa karaniwang insurance.

“Hindi takot—kundi pagmamahal”

Roberto Villanueva | Retired Seaman | Bacolod City

English: Roberto wanted to protect his family out of love. Seeing other families struggle financially opened his eyes. He availed a St. Peter Life Plan. Preparation is an act of care—small steps today prevent hardships for loved ones tomorrow.

Tagalog: Gusto ni Roberto protektahan ang pamilya niya dahil sa pagmamahal. Nakita niya kung paano nahihirapan ang ibang pamilya sa pera. Kaya kumuha siya ng St. Peter Life Plan. Ang paghahanda ay pagpapakita ng malasakit—maliit na hakbang ngayon, nakakaiwas sa hirap ng pamilya bukas.

Think About Your
“NEXT TIME”

Uy, madalas mo ba sabihin: "Next time"? Bawat "next time" na binibigay sa’yo ay pagkakataon para mag-prepare. Kapag pinalampas mo, natural na hindi mo talaga magagawa—tulad ng karamihan sa atin. Kung wala kang nakikitang problema ngayon, hindi mo maiisip agad ang tamang hakbang.

Ngunit isipin mo: sa dami ng pinalampas mong "next time", dumating ang problema at wala ka pang solusyon. Sino ang mahihirapan? Ikaw. Mahihiya ka dahil hindi mo ginawa habang kaya pa. Dyan papasok ang anxiety, depression, at kalungkutan.

Kaibigan, solusyon ito na ginawa natin ngayon. Kaya itama mo na ang "next time" mo—baka ito na ang last next time mo.

English Version

Hey, do you often say: "Next time"? Every "next time" you are given is an opportunity to prepare. If you keep letting it pass, it’s natural that you won’t act—just like most of us. If you don’t feel any problems right now, it’s hard to immediately take the right step.

But think about it: after letting so many "next times" pass, problems come and you still don’t have a solution. Who suffers? You do. You’ll feel embarrassed for not taking action while you could. That’s where anxiety, stress, and sadness come in.

Friend, this is the solution we are taking today. So make your "next time" count—this could be your last next time.

“You should never delay what truly deserves priority. Leisure, dining out, and buying things can always wait. But protection for yourself and your family should never come last.”

Gerard Jude Orbase

GERARD JUDE ORBASE

Financial Consultant | St Peter Life Plan Agent
Agent Code: GERA6784 | Lipa Branch - Nationwide
0917 508 0745 | gerardjude_orbase@yahoo.com

Secure Your Family's Future Today

Early planning is the key to peace of mind. With St. Peter Life Plan, you can protect your loved ones and manage your plan online with ease and convenience. Avoid long lines, save time, and take control of your financial security today!

Get Your Plan Online Now

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What You Receive

• Official Receipt – sent directly to your email for your records.
• Contract & Insurance Cover – accessible anytime in your email.
• Policy Number – proof available in your email account.

If your plan is fully paid, you will also receive a Certification of Full Payment. You can request a hard copy anytime through your online account. Monthly payment receipts are emailed automatically.

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Easy Online Payments

Pay anytime via any online banking service. No branch visits required. Quick, safe, and hassle-free.

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Your Online Account

• Check payment history instantly
• Update your beneficiary
• Change your address quickly
• Request certificates or receipts anytime

Everything you need is just a click away, accessible 24/7.

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Using Your Plan

1. Go to any branch.
2. Present a copy or screenshot of your plan.
3. Use your plan, transfer it, or assign it to anyone.

You can also message or call me and update us about your plan. I will assist you in coordinating with the branch anywhere in the Philippines, ensuring everything is smooth and hassle-free.

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Why Secure Your Plan Early?

• Peace of mind knowing your family is protected.
• Save time and effort with online convenience.
• Easy access to all documents and payments online.
• Dedicated support from your agent anytime.

Secure Your Plan Today

I’m Gerard, your St. Peter Life Plan agent (Agent Code: GERA6784). I will guide you, follow up, and make sure your plan is always up to date. Start early and stay protected!