Initial Interview for HMO Planning

Gerard Orbase

Financial Consultant

Lipa Branch • Servicing Agent Nationwide

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Financial Protection Portal

Insurance | HMO | Investment | Memorial Planning

About Me

I am a Financial Consultant helping families secure protection, health coverage, and financial stability.

Mission

To guide individuals in making informed financial decisions for protection and future preparedness.

Insurance Partners

Insular Life

Oona Insurance

Paramount Life & General Insurance

HMO Partners

Maxicare

PhilCare

iCare

Insurance Coverage

✔ Life Insurance

✔ Accident Insurance

✔ Vehicle Insurance

✔ Property Insurance

✔ Health Protection (HMO)

Memorial Partners

St. Peter Life Plan

Eternal Gardens Memorial Park

La Travesia Memorial Park - Lipa City

Financial Services

✔ Investment Planning

✔ Educational Plans

✔ Retirement Planning

✔ Health Protection

✔ Memorial Planning Assistance

Contact Details

09175080745

gerardjude_orbase@yahoo.com

Lipa City Branch

Understanding HMO: A Smart Guide Before You Decide

Before choosing an HMO plan, you need to understand what you are getting. This is not just about price. This is about protection, access, and your real needs.

Important:
I do not create proposals based only on your budget.
I design a plan based on your situation, needs, and purpose.

If you only tell me your budget, I cannot give you the right plan.

What is an HMO?

HMO means Health Maintenance Organization.

It helps you manage medical expenses like:

• Check-ups
• Laboratory tests
• Hospital confinement

Instead of paying large hospital bills, your HMO covers it based on your plan.

Why do you need an HMO?

Medical costs are unpredictable.

An HMO helps you:

• Avoid sudden large expenses
• Get access to hospitals anytime
• Protect your savings

Without HMO, one hospital bill can cost ₱50,000 to ₱100,000 or more.

Types of HMO Coverage

1. Comprehensive Plan
Covers check-up + hospital

2. Inpatient Only
Hospitalization only

3. Outpatient Only
Check-ups and labs only

4. Not Sure?
This is okay. I will guide you based on your needs.

Who is the plan for?

Individual
For personal use

Family
For multiple members (spouse, children, parents)

Company / Business
For employees and group coverage

What is your purpose?

Before choosing a plan, you need to ask:

• Is this for protection?
• Is this for backup?
• Is this for family security?
• Is this required for work or business?

Your purpose will decide the right plan.

How I build your plan

I do not recommend based on price alone.

I consider:

• Your age
• Your medical background
• Your lifestyle
• Your family situation
• Your real goal

This is how a proper financial consultation works.

Next Step

To create your plan, you need to answer the assessment form.

This will help me:

• Understand your situation
• Identify your risks
• Design the right HMO plan

Click the form below and complete all questions.

© 2026 HMO Plan | Gerard Jude Orbase | Financial Consultant

Individual HMO Consultation (Elite Assessment)

Age Location Preferred Hospital Employment Select Employed Self-employed Business Owner Freelancer Do you have dependents? Select Yes No

How many? Ages

What type of coverage are you looking for? Select Comprehensive (Check-up + Hospitalization) Inpatient Only (Hospitalization) Outpatient Only (Check-up) Not sure (Need recommendation) Coverage Amount Select ₱100k ₱200k ₱300k ₱500k ₱1M Priority Select Lower Premium Higher Coverage Balanced Budget Select Below ₱1k ₱1k–2.5k ₱2.5k–5k ₱5k+ Flexible Budget? Select Yes No Timeline Select ASAP This month 1–3 months Exploring Main Goal Select Personal Protection Backup Future Preparation Why is this important to you right now? Select Recent hospitalization / experience Financial protection Family responsibility Requirement Others Decision Factor Select Price Coverage Hospital Network Flexibility Existing HMO Start Date Any medical condition? Select None Yes

Condition Under medication? Yes No Hospitalized (2 yrs)? Yes No

Recent medical expense? Select Yes No Hospital usage Select Rarely Occasionally Frequently Coverage type preference Select Outpatient Inpatient Both Ready to proceed? Select Yes Need info Exploring Contact

Family HMO Consultation (Elite Assessment)

Location Preferred Hospital Main Decision Maker Employment of Decision Maker Select Employed Self-employed Business Owner Total Members Ages of Members Relationship Any senior (60+)? Select Yes No What type of coverage are you looking for? Select Comprehensive (Check-up + Hospitalization) Inpatient Only (Hospitalization) Outpatient Only (Check-up) Not sure (Need recommendation) Who is the priority to cover? Do you want same coverage for all? Select Yes No

If different, specify coverage per member

Base Coverage Plan Select ₱200k ₱300k ₱500k ₱1M Priority Strategy Select Lower Premium Higher Coverage Balanced Total Budget Select ₱2k–5k ₱5k–10k ₱10k+ Flexible Budget? Select Yes No Timeline Select ASAP This month 1–3 months Main Goal Select Family Protection Upgrade Backup Decision Factor Select Price Coverage Hospital Network Flexibility Existing HMO Start Date Any member with condition? Select None Yes

Specify condition + who Under medication? Yes No Hospitalized? Yes No

Recent medical expenses? Select Yes No Hospital usage Select Rarely Occasionally Frequently Coverage Type Preference Select Outpatient Inpatient Both Ready to proceed? Select Yes Need info Exploring Contact

Company / Business HMO Consultation (Elite Assessment)

Company Name Industry Location Decision Maker Total Employees Employee Type Select Rank & File Mixed With Managers Age Range What type of coverage are you looking for? Select Comprehensive (Full coverage) Inpatient Only Outpatient Only Not sure (Need recommendation) Coverage Setup Select Same for all Tiered

Specify tiers

Coverage Amount Select ₱100k ₱200k ₱300k ₱500k ₱1M Priority Select Lower Cost Better Coverage Balanced Budget per Employee Select ₱500–₱1k ₱1k–₱2.5k ₱2.5k+ Total Budget Select ₱20k–₱50k ₱50k–₱100k ₱100k+ Flexible Budget? Select Yes No Timeline Select ASAP This Quarter Next Quarter Main Goal Select Employee Benefit Retention Compliance Decision Factor Select Price Coverage Network Service Existing HMO Any known medical risk? Select None Yes

Specify

Claims Level Select Low Moderate High Coverage Type Preference Select Outpatient Inpatient Both Preferred Hospital Ready to proceed? Select Yes Need proposal Exploring Contact

Gerard Jude Orbase

Financial Consultant

Message me for your plan

Serving Clients Nationwide

© 2026 Gerard Jude Orbase | Financial Consultant

If you still don’t have a memorial plan, click here to learn more about St. Peter Life Plan.

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